America's most rewarding savings account is here
Download the app now to lock in your promo APY of 5.5% with no minimum balance required for life.
Neev is a financial technology company not a bank. We use stable coins to generate returns. Financial services provided by regulated third party
How is Neev able to offer 5.5% APY?
Cut the middle-man out (banks)
We are able to take advantage of a recent development of cutting edge technology that helps to cut the middle man out of the equation. Through decentralized finance the lending and borrowing rates are not governed by a few men at the top, but driven by market demand and supply thus leading to higher yield. There is more than $90 Billion already locked in defi.
We take less and give you more
Our profit margin is 20%, which is significantly less than traditional financial institutions (80%).
Neev will never charge fees
No minimum balance, no overdraft fees, etc. With these savings, our customers can keep more in their pocket. The average American household pays ~$350 in fees to their bank each year. Who wants to be paying their bank? Not us.

OUR MISSION

Financial well being for all

We are here to make sure you get the returns you deserve for your hard earned money
How is Neev able to offer 5% APY?
Cut the middle-man out (banks)

We are able to take advantage of a recent development of cutting edge technology that helps to cut the middle man out of the equation. Through decentralized finance the lending and borrowing rates are not governed by a few men at the top, but driven by market demand and supply thus leading to higher yield. There is more than $90 Billion already locked in defi.
We take less and give you more. Our profit margin is 20%, which is significantly less than traditional financial institutions (80%). 
Neev will never charge fees. No minimum balance, no overdraft fees, etc. With these savings, our customers can keep more in their pocket. The average American household pays ~$350 in fees to their bank each year. Who wants to be paying their bank? Not us.
Our Team
Our team has more than a decade of experience in the financial and technology space. We have worked as an executive at Morgan Stanley applying Risk Management strategies for more than a billion dollar Asset Under Management, at Royal Bank of Scotland in their Risk & Analytics practice and at Union Bank Switzerland working in their Fixed Income business division.
Our educational backgrounds stem from MIT, Iowa State University, and Indian Institute of Technology.
Our Team
Our team has more than a decade of experience in the financial and technology space. We have worked as an executive at Morgan Stanley applying Risk Management strategies for more than a billion dollar Asset Under Management, at Royal Bank of Scotland in their Risk & Analytics practice and at Union Bank Switzerland working in their Fixed Income business division.
Our educational backgrounds stem from MIT, Iowa State University, and Indian Institute of Technology.
Nirav Kamdar
Co-founder | CEO
Nirav started his career as a java developer building credit card reward systems for American Express. Apart from having expertise in building financial systems, Nirav has spent time at Microsoft and Salesforce as Product Manger. He graduated with a degree in computer science & has a masters in Mangement Information Systems
Venkat Teja
Co-founder | VP OF ENGINEERING
Apart from being an Algo-trader Venkat has deep expertise in building blockchain based systems. Venkat Teja worked at Finmechanics. He was responsible for building Cross-Asset trading and risk management platforms for capital & money markets for some of the top banks. He graduated from IIT Madras with a degree in Engineering & Product Design.
Sudeep Lahiri
FOUNDING INVESTOR
Sudeep spent most of his career as an executive at Morgan Stanley applying Risk Management strategies for more than a $1B AUM. He had worked at Royal Bank of Scotland in their Risk & Anlaytics practice and at Union Bank Switzerland working in their Fixed Income business division. He received his Doctorate from MIT and Masters from Iowa State University. He also has a degree from IIT Kanpur.
Juston Berg
Skale Ventures | Angel investor
Nishi Gupta
Legal Counsel
Staci Follante
Customer Strategy & Operations | People Person
PREM PRADEEP
PRODUCT DESIGNer | Visual Artist
Soumyadeep
Quantitative Analyst | Math Wizard
Eugene Kadish
ENGINEER @ CELSIUS NETWORK | Advisor
Chaitanya Chinni
cto @ ynos | technology
America's most rewarding
Savings Account is here.
Download the app now to lock in your promo APY of 5.5% with no minimum balance required for life.
Neev is a financial technology company, not a bank. Banking services provided by partner banks N.A.; Members FDIC
How is Neev able to offer 5.5% APY?
Cut the middle-man out (banks)
We are able to take advantage of a recent development of cutting edge technology that helps to cut the middle man out of the equation. Through decentralized finance the lending and borrowing rates are not governed by a few men at the top, but driven by market demand and supply thus leading to higher yield. There is more than $90 Billion already locked in defi.
We take less and give you more
Our profit margin is 20%, which is significantly less than traditional financial institutions (80%).
Neev will never charge fees
No minimum balance, no overdraft fees, etc. With these savings, our customers can keep more in their pocket. The average American household pays ~$350 in fees to their bank each year. Who wants to be paying their bank? Not us.
Our team
Our team has more than a decade of experience in the financial and technology industries. We have built our careers in finance with companies such as Morgan Stanley, RBS, and UBS and technology companies such as Microsoft and Salesforce.

Our educational backgrounds stem from MIT, Iowa State University, and Indian Institute of Technology.
Read more about our journey
Our Team
Our team has more than a decade of experience in the financial and technology space. We have worked as an executive at Morgan Stanley applying Risk Management strategies for more than a billion dollar Asset Under Management, at Royal Bank of Scotland in their Risk & Analytics practice and at Union Bank Switzerland working in their Fixed Income business division.
Our educational backgrounds stem from MIT, Iowa State University, and Indian Institute of Technology.
Nirav Kamdar
Co-founder | CEO
Nirav started his career as a java developer building credit card reward systems for American Express. Apart from having expertise in building financial systems, Nirav has spent time at Microsoft and Salesforce as Product Manger. He graduated with a degree in computer science & has a masters in Mangement Information Systems
Venkat Teja
Co-founder | VP OF ENGINEERING
Nirav started his career as a java developer building credit card reward systems for American Express. Apart from having expertise in building financial systems, Nirav has spent time at Microsoft and Salesforce as Product Manger. He graduated with a degree in computer science & has a masters in Mangement Information Systems
Sudeep Lahiri
FOUNDING INVESTOR | Chief risk officer
Nirav started his career as a java developer building credit card reward systems for American Express. Apart from having expertise in building financial systems, Nirav has spent time at Microsoft and Salesforce as Product Manger. He graduated with a degree in computer science & has a masters in Mangement Information Systems
Juston Berg
Skale Ventures | Angel investor
Nishi Gupta
Head of Compliance @ eco.com | Legal Counsel
Staci Follante
Customer Strategy & Operations | People Person
PREM PRADEEP
PRODUCT DESIGNer | Visual Artist
Soumyadeep
Quantitative Analyst | Math Wizard
Eugene Kadish
ENGINEER @ CELSIUS NETWORK | Advisor
Chaitanya Chinni
cto @ ynos | technology
High returns, safety, and transparency
Welcome to the most secure and profitable investment space Welcome to the most secure and profitable investment space
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
High returns, safety, and transparency
Welcome to the most secure and profitable investment space Welcome to the most secure and profitable investment space
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
Do more with your money - 5% APY
There is no other savings account you would find in the market that provides 1% APY and guarantees to protect your money. Plus no minimum balance required.
How is Neev able to offer 5% APY?
The answer is very simple - banks could also give you 3-10%, they just don’t want to.
By removing ourselves from the bureaucracy of a big bank, we are able to access more appealing rates. We get you higher rates than the bank can pay.
Neev will never charge additional fees. With these savings, our customers can keep more in their pocket. The average American household pays ~$350 in fees to their bank each year. Who wants to be paying their bank? Not us.
We know you have a lot of questions
Here are a few frequently asked ones to help you out. Feel free to call us, and we’ll be there to answer your queries:
Nirav Kamdar, Co-founder
206-702-4458
How is Neev different from a bank ?
We are disrupting the traditional financial market by giving back more to our customers. Banks typically take large profit margins (80%), Neev operates on a 20% profit margin.
How do I know my money is safe?
Your money is protected via insurance policies we have in place. In case anything happens to the money you deposited, insurance will cover to pay back your deposits. We have a world-class team that has more than a decade worth of risk management experience in managing billions of dollars for renowned financial institutions (Morgan Stanley, RBS, and UBS) and have studied at MIT & ISU. We take intense efforts in protecting your money.
Why doesn’t my bank offer this high APY?
The answer is very simple — banks could also pay you 3–10%, they just don’t want to. If we’ve learned anything in the last hundred years, it’s that they certainly don’t have to pay you above 1% because we’re giving them our hard-earned cash for almost nothing in return. Banks have gotten away with lowering the payout rate as they merged with other banks reducing competition and paying depositors the bare minimum in interest while keeping most of the profits for themselves.
How are you compliant with local laws?
We strive to comply with all the local and federal laws. We take regulation seriously and comply with all federal and local authority as applicable by the law.
How do we know the banking details that I provide to you are safe?
We do not store your banking details on our databases. We use industry standard bank authentication API Plaid. Plaid is the Industry’s most trusted and recommended API for bank related authorization. Other users include Goldman Sachs, TrueBill, Bank of America, Coinbase. Any financial information that you provide is used by Plaid for authorization purposes only.
How do I know my personal details that I provide to you are safe?
Your information is securely stored on our servers and are only used to verify, identify and be compliant with local laws. We do not sell your data to third parties. Personal data like, Name, Email, SSN Number is stored on our databases with the highest level of encryption.
We know you have a lot of questions
Here are a few frequently asked ones to help you out. Feel free to call us, and we’ll be there to answer your queries:
How is Neev different from a bank ?
We are disrupting the traditional financial market by giving back more to our customers. Banks typically take large profit margins (80%), Neev operates on a 20% profit margin.
How do I know my money is safe?
Your money is protected via insurance policies we have in place. In case anything happens to the money you deposited, insurance will cover to pay back your deposits. We have a world-class team that has more than a decade worth of risk management experience in managing billions of dollars for renowned financial institutions (Morgan Stanley, RBS, and UBS) and have studied at MIT & ISU. We take intense efforts in protecting your money.
Why doesn’t my bank offer this high APY?
The answer is very simple — banks could also pay you 3–10%, they just don’t want to. If we’ve learned anything in the last hundred years, it’s that they certainly don’t have to pay you above 1% because we’re giving them our hard-earned cash for almost nothing in return. Banks have gotten away with lowering the payout rate as they merged with other banks reducing competition and paying depositors the bare minimum in interest while keeping most of the profits for themselves.
How are you compliant with local laws?
We strive to comply with all the local and federal laws. We take regulation seriously and comply with all federal and local authority as applicable by the law.
How do we know the banking details that I provide to you are safe?
We do not store your banking details on our databases. We use industry standard bank authentication API Plaid. Plaid is the Industry’s most trusted and recommended API for bank related authorization. Other users include Goldman Sachs, TrueBill, Bank of America, Coinbase. Any financial information that you provide is used by Plaid for authorization purposes only.
How do I know my personal details that I provide to you are safe?
Your information is securely stored on our servers and are only used to verify, identify and be compliant with local laws. We do not sell your data to third parties. Personal data like, Name, Email, SSN Number is stored on our databases with the highest level of encryption.
Nirav Kamdar, Co-founder
206-702-4458
Our values
Our reputation is everything to us. We take immense pride in showcasing our strong value system through our day to day work. Our core values are as follows:
Trust
Our customers trust is always top of mind.  We have zero tolerance for unethical or questionable business practices and behaviors.
Honesty and Transparency
Neev will always provide full transparency to our customers. Everything is an open book, no secrets. We believe our customers, employees and business partners deserve full transparency.
Customer first
Our customers are our priority with everything we do. We think about customers' needs first and work backwards to find a solution. For Neev; the customer comes first, followed by the business
Innovation
We did not start Neev to be ordinary. We are here to change the status quo by disrupting the existing financial service industry and to democratise financial access to all
Our values
Our reputation is everything to us. We take immense pride in showcasing our strong value system through our day to day work. Our core values are as follows:
Trust
Our customers trust is always top of mind.  We have zero tolerance for unethical or questionable business practices and behaviors.
Honesty and Transparency
Neev will always provide full transparency to our customers. Everything is an open book, no secrets. We believe our customers, employees and business partners deserve full transparency.
Customer first
Our customers are our priority with everything we do. We think about customers' needs first and work backwards to find a solution. For Neev; the customer comes first, followed by the business
Innovation
We did not start Neev to be ordinary. We are here to change the status quo by disrupting the existing financial service industry and to democratise financial access to all
Operations and Security
Security is of utmost importance
We have invested significant amount of time and capital into building first-class infrastructure
Legal
We are a Delaware incorporated company registered as "Neev Technologies Inc".
Security
256- bit encryption. We encrypt all customer data using 256 bit encryption and SSL
Banking
Plaid, Inc. All banking details are safely and securely handled via Plaid, Inc.
Payments
We use industry leading partners like Plaid and Stripe to support and process all money related transactions
Protection
All accounts at Neev are protected against market and credit risk